Did you have any line of open credit (car loan, mortgage, credit card, student loan?) between January 1, 1987 and May 28, 2008? If you didn't I would be SHOCKED. So - that means, basically everyone is entitled to 6-9 months of daily monitoring of your credit file plus unrestricted access to your credit report and your credit score!!!
Apparently there was a big national class-action lawsuit against on of the major the credit reporting agencies, and to settle they had to provide this service. But you have to sign up by September 24, 2008.
Do it - there is no reason not to. The website to sign up is www.listclassaction.com or call 866 416 3470.
The full article on it is here:
http://www.washingtonpost.com/wp-dyn/content/article/2008/06/27/AR2008062700153_pf.html
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